Originally Posted by
v330
Going to watch for two additional datapoints with autopay.
My payment is due on the 18th. I have autopay in full turned on for 5 days before the due date (that's the 13th). The UI indicates autopay will run on the 1st. Will watch to see if the UI perhaps corrects overnight now that my next due date is not null, or if they will actually draw the payment on the 1st.
Nothing on the statement (like Wells Fargo has) to suggest that a manual payment reduces your autopay. I am submitting a payment today for ~2x the minimum and will see what happens.
Back with an autopay update, as my first autopay ran today.
- All the glitching in the UI didn't affect anything. I set it up for 5 days before the due date, and that's when it ran.
- Manual payment through the Bilt website DID reduce the amount of the autopay. My "statement balance" indicator online did reduce after this payment which I thought was odd as it's not labeled "remaining statement balance" (though as of today that's gone, not sure if it's because of the payment or never-ending UI changes)
- Normal Bilt rent transaction flowing through the card DID NOT affect the amount of the credit card autopay. I figured the system could possibly treat the rent automatic payment as a standard card payment, but it did not, which makes sense. So rent is off in its own vacuum.
- Refund from a return DID NOT reduce the autopay like it would on Amex.