Originally Posted by xliioper

There are a number of existing threads on this topic. MQDs post to account a day or two after transactions occur and they can group together multiple transactions together in one post. Since they don't post fractional MQD amounts, they always just round-up. So if you spend $51 over the course of a day or two on an DL Amex Reserve, it will be rounded up to 6 MQDs in the post. There's not much point in trying to track individual transactions since they don't post to account one-to-one. The annual fee does not count towards MQDs (nor Skymiles earning). Amex transactions occuring during the current calendar year will count towards current year MQD totals even if they post in the following year. Transactions have both an "Activity" date and a "Posted" date and the "Activity" date is used to determine which year the MQDs count towards.