Originally Posted by emeraldflyer

I was in the same scenario as you having a BAH to the Middle East in April and have now changed destination (flights and hotel). Cancellation would have cost 60% of the total at this stage.
I could have elected to wait until closer to the original holiday dates to avoid change fees but could see availability disappearing fast to where I wanted to go.

You could decide on taking the hit (change fees) and securing an alternative or waiting until you are within a free rebooking window and try and secure the alternative by which time availability will have dwindled.

I don't see a refund here and even if it were possible would be more effort with no guarantee of success.