Yes, that’s correct. If you fund the Points Advance at the new category rate and then later cancel the reservation, the system refunds based on the current points value which can result in receiving more points back than were originally used.

This has happened to me multiple times, and I’ve had to call MHC to have them remove the extra points that were deposited into my account.

What you may be thinking is this: if you book a Points Advance to lock in the current rate and the property later changes categories, then try to add a SUA, the system will reprice the reservation at the current category. However, if you keep it as a Points Advance, wait for the category change, and then fund it at the new rate, you can add the SUA at the current market rate because the reservation has already been funded at that updated level. Go back through your reservations for points advance that were funded after it changed categories, MHC will add in additional points to your account.

Best,