There's a post on the other thread from someone stuck in Dubai and who says their travel insurance won't pay out for a hotel because of war. I was surprised at that. Surely insurance would pay out if you travel to a region at a time when it's fine by the FCO, but then a conflict breaks out while you are there? Ive always assuned that provided FCO advice is OK at the time I booked and travelled, my insurance would cover me if things went pear shaped and I got stuck somewhere?