Originally Posted by SP03

I think from the credit card business perspective, they are (and we should be too) looking at return per dollar spent. Let’s look at non-bonus categories. At 0.7 cpp, each dollar spent on the Marriott cards gets you 1.4 cpd. That’s much less than the current 2 cpd on the Hyatt cards. Once you factor in the bonus categories on Chase UR, the return is significantly higher when transferring to Hyatt.

Hyatt value is also higher than Chase’s own UR (if you exclude Hyatt transfers).

So I suspect their goal is to bring down this average anchor of 2 cpp.