Originally Posted by seacarl (Post # 159)

I've had the Gateway card, which has no annual fee and was what it took to get better award inventory.

The Quest card is $350 annual fee with a $200 UA credit. The rest of the benefits are pretty much useless. (already have free bags. Already get Economy Plus. No idea what Renowned Hotels are and seems unlikely I will find out. Don't want Instacart. JSX doesn't serve any routes I fly.. Already have GE/Nexus with orher cards and Priority Boarding.)

The spend categories are not compelling.

So this works out to $150 net expense with no motivation to put any spending on the card. It's not really getting me into UA credit card ecosystem. . . . [Boldface emphasis added.]

Originally Posted by cricketer (Post # 161)

For me, the Quest gives me the $200 credit, I do use the GE fee as I cover a lot of people across all my cards for that, which is $30 a year in effect, The $100 a year rideshare credit gets used without fail as well, as does the 10K award flight discount (worth at least $10) so $340+ is cleanly spoken for. IF I put spend on it then the extra 10K award discounts and E+ are useful for non status family. If not, then < $10 a year is likely justified as the "fee" for the extra miles I'll earn.

If I didn't already have it, I'd have considered the Explorer card (free for year one and a 70K miles sign up) and then product change to the Quest. [Boldface emphasis added.]