Ugh, this is really distressing, mostly because I had
just jumped ship onto this card portfolio and was pretty happy with it.
I guess 2.25% is still fairly good.
Originally Posted by
flyaxa
Doctor of Credit has an update. It's a little convoluted, but the new bonus tiers will take effect 3 months after the Anniversary Date following November 2026. So for example, our card anniversary date is in June, so it seems changes wouldn't take affect until September 2027.
Doctor of Credit Post
At least it sounds like there's a year or more to assess.
Originally Posted by
SFO_LOW_CLOUDS
Robinhood gold card
unlimited 3% cash back everything except taxes/metals
Not sure why people so upset about inability to pay income tax. I guess they enjoy manufactured spending $1k in cash back (0.8% delta) per year on IRS 1.8% card fee (approx $100k tax payment to IRS)
Honestly, the idea of having to interact with Robinhood is kind of a non-starter... they are very amateurish as a broker, worse IMO than old legacies like Merrill. Maybe they are slowly catching up, but I have no interest in managing investments from my phone and the idea that they didn't even support things like tax lot election (until almost 2025 it seems) was just nuts. Absolutely would not trust them to do dividend classification right, etc. Would probably sooner park $1m with Merrill but that's going to be an annoying bar.