Originally Posted by
Adam Smith
I have found CIBC to often be somewhat dislocated, e.g. spend over $5K on a statement but get no SQM; get 2K SQM despite spending under $5K.
My theory has been that there's some kind of lag, or the SQM runs on calendar months instead of statement months. It seems to always get caught up, one way or the other, by the next month.
So I'd just wait on it.
So why is this important?
For those of us without business spending, who are trying to optimize milestone rewards, especially when juggling two Privilege cards between the two of us, I want to ensure that our last few $1,000 of personal spend goes to the right card to trigger the right boost, when its needed, and it doesn't slip into the following year.
Once again Excel is my friend here!