Bummers. It's actually slightly worse now... I was putting the points towards airfare via the the BoA Visa Infinite card, which gives a 20% discount when using points. So when I am paying for something that charges me a 3% credit card fee, I was getting back 2.625% in points, but with the airfare discount those were actually worth 3.28% in points (if I did my math right). So I was getting ahead. Now I'm going to be down to 2.81% in points, so it's costing me money to put the charges through the credit card.

Would love to see if people have other suggestions.