Originally Posted by
mecabq
I don't think it's quite fair to say "Value You're Better Off By" is $285K, because the comparison is $285K vs. 30 two-week vacations over the years or, strictly from a financial standpoint, the money you saved (if any) using the timeshare versus alternatives for an annual two-week vacation.
You could compare any consumer spending to "the amount of money you would have in 30 years if you didn't spend that money" and arrive at similar results.
Yes, you nominally have a timeshare "asset" (or liability?) at the end of 30 years, which makes the calculation more complicated, but you should compare all of the lifetime costs and benefits to get a true picture.
You are also commiting to going to the timeshare resort every year. I like to keep my options open, maybe I want to visit other places, or newer resorts in the area, no guarantee the timeshare resort will be renovated frequently enough to keep up.