Originally Posted by KRSW

What is your exit strategy? (You should always think about the exit with any asset you buy. A horse for your daughter sounds nice, but when she outgrows that stage what are you going to do with it?) How easily can you get rid of it and what will it be worth?
What's kept me away from time shares (besides the sleazy salesmen) is TCO, Total Cost of Ownership. I've never seen one which made sense to me. YMMV.

Here's how I see it when I look at it:

Let's assume:
Purchase Price: $24,000 (totally a wild guess, I'm not sure what they're going for these days)
Year 1 Maintenance: $1,000 as you specified
Maintenance fee increase: 4% year

Let's also assume:
Stock market returns: 7% year average.

Timeframe | Total Timeshare Cost | Stock Investment | Value You're Better Off By
5 Years....... $29,633........................ $40,402................. $10,769
10 Years..... $36,010........................ $67,878................. $31,868
20 Years......$51,160........................ $159,816............... $108,656
30 Years..... $71,137........................ $355,929............... $284,792

At the end of 30 years, you have the asset of either 2 timeshare weeks or $285k cash. And that's me being extremely conservative with both maintenance fee increases and stock market performance. The last time MVC maintenance fees increased by 4% was 2015. It's been higher, sometimes MUCH higher (15%) in some years since. If I plug in 6% maintenance fees increase + 10% returns for the stock market, that bottom line number become $315,728.