one word of caution on Bank of America. They kind of suck.

I cannot set up autopay. They have this system called Bill Pay, which I cannot figure out. Apparently BofA cannot figure it out, either. I spent over an hour trying to get them to help me set up Autopay initially, without success. Since then, I have resigned myself to just paying my bills manually but of course there's a chance you forget to make payment on time. Periodically I make attempts to address the Autopay situation with hope that some genius rep can figure it out for me. I've had a couple people "reset" my Bill Pay or whatever. Nothing has helped. Maybe you won't run into this. ymmv.