Since none of the information I've gotten from Barclays/Citi on this change has included an increase in the annual fee, I assume I will not have to pay the increased AF at least until the next renewal? My fee hits in March and I have the Aviator Silver and the Globe fee is about double, which I am not interested in. Does anyone know the laws around changing AFs? I assume they can't just hit me with the higher fee without disclosing it.