FlyerTalk Forums - View Single Post - 3 new Bilt cards issued by Cardless (Details published 1.14.2026, amended 1.16.2026)
Old Jan 29, 2026 | 3:48 pm
  #346  
tth6133
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Join Date: Mar 2014
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Originally Posted by jdsva
BILT finally responded to our email with the question about when the new tradeline will hit credit reports.

They told us that if we pick a card by tomorrow, we'll only get a soft inquiry. After that, it will be a hard inquiry.

Great...except it has nothing to do with the question we asked. It only took a week to get a response to a question we didn't ask.

Awesome.
Cardless, not Bilt, needs to address these types of questions, so that's probably why it took longer. And I expect dealing with Cardless is going to take more time and effort than with most other card issuers, in an ongoing basis, not just in this launch phase.
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