Originally Posted by
ZenFlyer
I recently received my first statement following the 12/15 changes to earnings and redemption rates. I have so far noticed two things:
1. I can no longer verify to which specific purchases the 3x mobile wallet discount has been applied. Instead, individual charges are listed as earning 1x, and then there is a lump-sum amount reflecting a 2x bonus on all mobile wallet charges.
2. If I attempt to reverse engineer starting from the lump-sum bonus amount, it appears to me that while using ApplePay at point-of-purchase definitely earns a 2x bonus, using ApplePay as an online web payment option no longer earns a 2x bonus. (Or at least, no longer *consistently* earns a 2x bonus.).
Have others experienced the same? I was planning to continue using the card for online payments via ApplePay but if it is only earning 1x will likely shift that spend elsewhere.
Are you using the card for other things or just thru Apple Pay? I plan on sock drawer my card and only use apple pay. For all physical card transactions, I will use BofA Premium card until I find out if BofA really going to nerf the rewards program. Then I will have to figure out what to use.