Originally Posted by
diesteldorf
If the previous posted that has 3 properties decides to get the card......assuming her total rent/HOA for 3 properties is $6000 or $2000 x 3, how would Bilt limit her ability to earn points. If she spends 75% of $6000 or $4500, she can conceivably earn 6000 Bilt points on her rent, and an additional 9000 Bilt points plus $180 of Bilt cash (4% of $4500). but what if she spends double that? Would she still earn 6000 Bilt points on rent and 18000 Bilt points points and $360 Bilt cash on her $9000 worth of spend?
How does Bilt use the amount of her monthly rent to limit her ability to earn points?
The number of Bilt points she can earn on non-housing spend is unlimited, which is to be expected, just like any other reward card. That part has nothing to do with housing payments whatsoever. The part that has anything to do with housing payments are those additional Bilt points she can effectively buy, if she chooses the Flexible Bilt Cash option, with her earned Bilt Cash. The amount of those additional Bilt points is limited by her total housing payment(s). If she chooses the Housing-only option instead, the amount of additional Bilt points she'd earn is even more explicitly tied to, and limited by, her total housing payments.