Originally Posted by schofs

If you're re-newing silver (i.e. you're already silver) your points won't reset until the end of your membership year. In effect you're securing Silver for the next year. Therefore you should have 445+95=540 points, which are effectively going towards your 800 for Gold. If you don't reach 800 by the end of your membership year, the points will reset to 0. To my knowledge you can't get your membership year reset early.