Originally Posted by radonc1

I believe you are being offered options for funds availability....either immediate or within one day. I suspect the standard is regulated by the Feds and is two days for usual deposits.

Standard should not cost you anything.

That being said, WM is free to impose its own fees on Discover deposits. We will have to wait and see if there are more DPs out there in regards to this. There certainly hasn't been any mention of imposition of fees on deposits at WM..