Originally Posted by Smiley90

So just following this.

Pretend my rent is 2000.
That means my 3% fee is 60 USD.
To earn enough Bilt cash to cover this at 4% earn rate, I need to spend 1500 USD on non-rent spend JUST to cover the transaction fee, correct? So how can you say there ISN'T a 3% transaction fee? There clearly is one.

The easy alternative here is NOT paying a 60 USD monthly transaction fee and NOT having to worry about spending 1500 USD on one specific credit card just to break even on a transaction fee.