Originally Posted by
RedSun
I never count the months. Most of the cards are not good to keep. I've found the new "benefits" not worth the cost. I'm having hard time to redeem the 4x (cards) 2x (semi-annual) $300 hotel credit. AmEx won't allow back to back bookings. Most are over-priced anyhow. Going to cut some cards regardless the retention offer. Have not seen anything better than 10k or 15k MR point offer.
ya. i see wat ur saying. thats why im trying to get retention to make it somewat meaningful.
will prob downgrade most cards to base no AF cards as placeholders so i dont have to new app + potential upgrade bonus.
Originally Posted by
blitzen
1) Offer accepted
2) 13 month and one day after 1)
3) not that I've heard - highly unlikely
thank u for the DP.
i do similar and wait 13+ months then call after a full 13 months have passed. but highly unusual to not get any retention on all cards. i must have triggered something.
Originally Posted by
david55
Schwab Plat. Member since 1982.
My annual fee is paid in October so I am well beyond the 13 month plus one day. No offer in years.
What am I doing wrong?
wat about other cards besides plat?
You are not cancelling your Platinum card. Retention offers are not an additional reward for past loyalty, they are cold calculations of the minimum offer required to prevent you from closing an account, and the algorithm is correctly predicting that you will not cancel. You can teach it to see you differently by cancelling, but not by bluffing.
ya. i could see how amex implemented new algo to automate the retention offer process and accurately ID pple who dont cancel even wen offered no bonus.