hey team.

wanted to collect some DPs for recent no offers. ive received no offers on any cards since last year 2025 and called again past few days. still nothing.

some cards have never got offers since open. esp biz cards. but all cards stopped for me since last year. ive waited over 13-14+ months since last offer initiated (but not since last bonus posted).

wondering if RAT got to my accounts to block me. that would be a concern.

1) have pple been waiting 13+ months since offer added to card? or since bonus completed?

2) how are pple counting 13+ months? do u call on the 13th month? or u actually call on the 14th month so a full 13 months have passed?

3) any DPs here for being locked out of any offers on all cards?