Originally Posted by VFR

I have a spreadsheet, but this refresh has actually been pretty good to me.

Travel Credit – $300
The Edit Credit – $250. I booked the Ace Hotel Brooklyn for $579.60 for two nights. It's more than I would usually pay for a hotel, but NYC hotels are crazy expensive the weekend I needed to go. I go to Chicago often which has less expensive hotels (e.g. the Kimpton Gray) usable with the credit, so I expect I should capture this year's credits easily.
Chase Dining – $150. I used it at Rioja in Denver and the food was pretty good. There are some restaurants I frequent such as the Hawksmoor in Chicago that are part of the program so this should be easy to use this year too.
StubHub – $150. I bought a broadway ticket for $162.

Lyft – $0, I don't use rideshares that much.
Apple TV / Music – $0, I have an Apple One family plan and this credit is frustratingly unusable for that.
DoorDash / DashPass – $5. I used it once in 2025 and I only really do restaurant pickup so it's probably saving me $5/mo on inflated DoorDash prices.

Sapphire Lounge – Probably about 20 visits this year (inflated since I was doing JetBlue's 25for25). The food has almost always made me feel at least a little sick over the past few years, so I really only visit for the bar and other amenities. When a Centurion Lounge opens in Boston, I will probably choose that lounge over the Chase lounge. Boston is my home airport, and the Sapphire Lounge is the only credit card lounge that is really worth visiting, but it is tough to value this benefit.

8 points per dollar on Chase Travel is crazy good for flights, and seems worth mentioning as part of the cost/benefit analysis. The only frustrating aspects are that Chase Travel does not seem to have an NDC setup, which means you get charged the GDS surcharge on many European airlines, and you cannot book basic economy on United (I know this is an odd problem, but UA basic economy has been a quite good product for me and you can only book it via NDC when booking through an OTA).