Originally Posted by
Pianoman109876
Unfortunately, it may be too late to prepay your taxes; I doubt it would clear before 1/1.
Amex uses the CC transaction date to provide the "Activity" date to Delta for MQD postings which is the year they count towards (not the Posted date to your account). It is not based on the date the charge "clears". I had Amex MQD postings as late as Jan 3rd at the beginning of the year which counted towards 2024 totals because the date of the Amex transactions were on Dec 31st, 2024.
Last edited by xliioper; Jan 1, 2026 at 8:29 am