Originally Posted by emcampbe

maybe, maybe not.

can’t speak for Chase, but Amex typically posts with the original charge date, and credit comes a couple of days later, backdated to the same date, with credit allocated to that period. For charges like this, that would typically be purchase time - for items that shop, like Saks/lululemon purchased online, that often defers to ship date, so it’s more important to buy earlier on those kind of charges. YMMV!