Originally Posted by
bdwyfan
Same here.
I am not sure what I'd do if they give me the 8% offer.
After fees, it works out to at best 6.81% and even less if they keep raising the activation fees.
I'd still do it for 10 months of the year as you get 5x TYP for $10k at gas stations and 3x TYP for $10k at grocery. That's a good return. Not sure I'd do it for the last 2 months at 1x rewards. But if there are stackable offers ($75 for spending $1500 or $30 for spending $750+ in 1 transaction) then it's worth doing.