I successfully loaded two GCs yesterday. My phone # and DL were required - according to the CSR they're required to verify account ownership when loading via an app/barcode, unlike Discover where you have the physical card. Not that the physical card proves account ownership, but whatevs. The limit per load is $999, not $1000. It's valuable for me since I have to travel pretty far to get to a friendly WM so this gives me another liquidation opportunity per trip. I'll report back if I experience any adverse action.