If self and spouse have never had any Platinum, personal or business, but are both getting the popup saying no bonus on a new personal Platinum application, will the same be true with the business Platinum? We each have a business Gold, both with a 120,000 MR upgrade offer to business Platinum to fall back on. The goal is to cashout MR, so business Platinum + business checking is what I'm going for. Does the cashout of MR count towards the deposit requirement for Amex business checking purposes?