Originally Posted by
Miesque
And there you have the back up for any issue that might arrive. Everyone (or at least everyone) has at least one debit card for at least their checking account that they can use if the high rate ones are not accepted at whatever fine establishment you are at.
I usually don’t carry my checking account Debit card with me and won’t change that to pay at restaurants. The only terminal ever “seeing” my Debit card is an ATM.
Originally Posted by
Majuki
I use the CFU as a best practice anyway for domestic dining spend since the 3x started. In addition to the card being less conspicuous than the CSR, you're guaranteed at least a 1.5x earn. Ever since Chase reduced the dining category, there are some establishments that have incorrect MCC codes. There was a particular restaurant here, which has since closed, that coded as a bakery.
Yes, I switched to the CFU for UR dining as well. I have at least one coffee shop in my neighborhood that doesn’t code as dining/restaurants and thus only earns 1X on CSR. However, at that place I now use a prepaid Visa debit card via Google Wallet that earned me around 3X AA miles when I bought it.