Originally Posted by
Miesque
I would think it would be pretty simple. It's not unusual for an establishment (especially restaurant) to have a sign "We only take X, Y or Z) and that can be cash and/or check or only MC or VISA or cash . OR now in some places "Completely Cashless" I also have to further note that as margins for various products, services get squeezed with high costs and/or tariffs, you are going to absolutely see more differentiation in payment options (or additional fees if used)
One of my otherwise favorite restaurants for years supposedly had problems processing my CSR. No other business or card reader ever had problems with the same card, and replacing the card (for other reasons) didn’t do any good. I suspected it was “user error” to avoid a perhaps higher merchant fee. I worked around it with my CFU, which also earns 3X dining, but isn’t a fancy metal card.
I don’t see how this possible change will be easy for restaurants to implement. Are they going to have a list of not-supported cards on the door or on the menu? Like,
The following cards are NOT accepted here:
- Chase Sapphire Reserve
- Chase Sapphire Reserve Business
- Citi Strata Elite
- Amex Platinum
- Bank of America Alaska Summit
- ….
or are guests going to find out when they try to pay that the Visa sticker on the door meant “
some Visa cards accepted”, and some are not going to work?
To me this seems all very impractical and maybe that is why Visa and Mastercard agreed to it.
Maybe those merchants could also institute a bathroom surcharge for those customers who are actually using the facility, to cover the expense of cleaning, soap and water. Well, if cleaning is actually done and soap actually provided, that is.
Oh, and how about a destination fee