Gold, personal
Offered via chat in web browser-
15k MR points for $1500 spend in 3 months
$125 for $1500 spend in 3 months

Had around $18k in spending. Took the 15k MR. Sometimes I wonder about juggling some 5%+ restaurant and grocery cards. But between 15k MR and the credits (which I mostly hit automatically) it's not a bad deal