Originally Posted by
Schnit
I finally got the upgrade offer, but...I want to spend the 5k first and get the tier credits and free night for it.
Then I want to upgrade and get the 20k and more tier credits. If I am thinking about this properly...
I currently have 5kish tier credits
I would get another 5k for spending $5k
Then I upgrade and spend $1k and that will get me another 5k (2.5k for upgrade and 2.5 for spend)
Am I reading that all correctly? That would give me 15k and Diamond status.
Do you know if my 2 free nights I will be getting expire 1/31/26 or 27?
Even though I think that upgrade offer was very clear ( in that I would receive the new card SUB by upgrading) I have been told I won't get the new card offer.
I have received very mixed info over the years from Commenity Bank/Bread but Bread and CET are both saying the same thing, no SUB on the upgrade.
Since I was told I wouldn't get the new card SUB I spent $5K ( on the new card, I already spend $5K on the NAF card in 2025) as I need ~ 500 TC for this year to qualify for Diamond until 1/31/2027 and we don't have any more casino trips planned this year.
I upgraded October 17, spent the $5K by October 25 and CET verified the spend with Bread who told me I will receive the 2500 TC for spending $5k within one or two statements, my next statement closes November 10.
I have no idea how many, if any TC and RC will post as part of my card upgrade so I would hold off on taking any upgrade offer if I was you............................. but on the other hand, you may have to chance it as you need 10K TC to post in the next 55 days to get Diamond for 2026/7
Any free nights per 5K TC you earn in 2025 expire January 31, 2026