FlyerTalk Forums - View Single Post - Bilt Card 2.0 (Pre-release discussion)
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Old Nov 5, 2025 | 11:50 am
  #78  
Dr Jabadski
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Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold 1.2MM (BIS), AA LT Plat (SUBs, BD/Bask), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 4,554
Will Wells Fargo (still) be the bank for Bilt 2.0?

We should start a betting pool for HOW complicated it will be to switch from Bilt to Bilt 2.0 . It’s highly unlikely that it will be as simple and seamless as Bilt would like us to think.

Originally Posted by dw
… New trade line definitely matters more than a hard inquiry for many of us.
Both a new trade line and a new hard inquiry impact one’s credit scores and finances, personally I’m more concerned with a new hard inquiry.

Seems that I’ve had more declined applications due to “too many inquiries” than due to “too many open (or new) credit card accounts”. Am I in a minority in this regard? Are more people concerned with new trade/credit lines than new hard inquiries? Thank you.
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