Originally Posted by
Clemson
I don't see how you could avoid having a new entry in your credit report if you choose to stay on. The old card with its current credit limit is becoming a WF Autograph card or being cancelled and the new one, with a different credit limit, is being issued by Cardless.
Has been confirmed by Richard Kerr from Bilt on reddit that if one chooses to migrate to the Bilt 2.0 card, it will indeed show up as a new trade line on your credit report.