kauppias I agree, it’s not apples to apples, I was more thinking about which one to take out from the wallet at Prisma‘s cashier. Given that the insurance doesn’t require you to pay for the trip with the card, it may safely reside in the drawer. I think it’s a good idea to get the card.

PS - the 0,7% cashback for non-€ spend is a joke vs just paying with your curve card and saving 2-3% in the process (and 0,5% Nordea cashback, if you link that card to curve)