Same thing happened to me today with this bin. Transaction declined. And the card froze up for fraud. Had to call the # on the back. They are going to issue me a refund in the form of a check in 3 weeks the dude said. First time this has happened. Walked in and tried to load discover. 3rd swipe they're was an issue. I've been buying these GCs at 7 Eleven because I get 8% back. Called the number on the card and they are sending a refund (3 weeks) is the ETA.