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Thread: When to upgrade from Surpass to Aspire
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Old Oct 28, 2025 | 6:33 pm
  #16  
koakalekona
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Join Date: Aug 2022
Posts: 5
Originally Posted by liumidsun
It worked for me, just got 2 FNCs a few days ago after upgrading after anniversary but before the second year annual fees posted. Here’s the timeline - Original card: Hilton Surpass

Card opened: 3/14/2024

First annual fee charged: 4/12/2024

Request upgrade: 3/15/2025

Second annual fee charged: 4/13/2025 for $150

Prorated annual fee charged: 5/4/2025 for $515.53, $141.46 refunded

Upgrade FNC (based on date) posted: 5/21/2025

Annual FNC posted: 6/2/2025
I tried this earlier this year but didn't get any FNCs.

Surpass opened 6/2024.
AF 7/14/2024

Requested upgrade over chat 7/12/2025
2nd AF 7/14/25
Aspire AF charged 8/30/25

No FNCs. I thought because I upgraded after June anniversary I don't get FNC but can anyone confirm?
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