Originally Posted by
liumidsun
It worked for me, just got 2 FNCs a few days ago after upgrading after anniversary but before the second year annual fees posted. Here’s the timeline - Original card: Hilton Surpass
Card opened: 3/14/2024
First annual fee charged: 4/12/2024
Request upgrade: 3/15/2025
Second annual fee charged: 4/13/2025 for $150
Prorated annual fee charged: 5/4/2025 for $515.53, $141.46 refunded
Upgrade FNC (based on date) posted: 5/21/2025
Annual FNC posted: 6/2/2025
I tried this earlier this year but didn't get any FNCs.
Surpass opened 6/2024.
AF 7/14/2024
Requested upgrade over chat 7/12/2025
2nd AF 7/14/25
Aspire AF charged 8/30/25
No FNCs. I thought because I upgraded after June anniversary I don't get FNC but can anyone confirm?