Originally Posted by
josephstern
I get it that Chase would want you to have the physical card in your wallet, but I've also never seen terms like that that I can remember.
There is no blank rule that you can't use contactless payment or Apple Pay. Only if they can't identify the purchase as a result of using mobile or wireless card readers.
Certain types of purchases may not be identifiable and will therefore not qualify; for example, delivery and takeout, merchandise and gift cards, and purchases made through digital wallets, third-party payment accounts, or processed by the restaurant with a mobile or wireless card reader.