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Old Oct 18, 2025 | 6:19 pm
  #469  
Rare
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Join Date: Jul 2001
Location: SW Michigan, ex SF Bay Area
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Originally Posted by Caspavio
coincidentally 4% is the max that visa and mc would allow a merchant to charge
According to this document, the maximum is 3%.

Are there limits to the amount I can surcharge?
  • Yes. U.S. merchants may assess a surcharge on credit card purchases that does not exceed the merchant discount rate (MDR) for the applicable credit card surcharged or 3% whichever is lowest. More information about credit card surcharging in can be found at https://usa.visa.com/support/small-b...ns-fees.html#2
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