I’ll be ditching the KB card. I ALMOST used it to pay for a trip in June next year, then remembered I would need to hold onto the card if I want the card to cover that trip for travel insurance as I would have used that card to pay for almost the entire trip.

So the next question, of those that picked up the ANZ cc where you get 50% SP bonus - did you look at the T&Cs for the travel insurance coverage of the card? If so, were there any significant differences between the ANZ insurance cover vs the Kiwibank cover?


I think Feb is my farthest trip out that I’ve paid for with the KB card so will need to keep it until then for cover.

Still debating whether I buy a chunk of APD for partner award flights. Air NZ haven’t come out with any sort of replacement for buying APD and goodness knows how long that will take them or even if it comes back….🤞 At the same time I’ve barely used that feature of the Air NZ loyalty programme. I think I’m better off buying something rather than nothing … but then I don’t know how much. Decisions decisions 😵‍💫