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Old Sep 30, 2025 | 2:14 pm
  #7  
creditsam
All eyes on you!
 
Join Date: Dec 2024
Posts: 14
Originally Posted by Caspavio
you are not misunderstanding me, but $10 means one does have a lot of options instead of just paying you. notquiteaff gave you one. paying a creator is different from simply paying you for the convenience; the creator is creating something of value to me, and the money is appreciation of that. not because i want to prevent my card from being closed

personally, i have quite a few subscriptions that are lower than $10, such as nyt, wsj, apple icloud+, and some newsletter. popular services like streaming and music are also only slightly more than $10, and likely costs less overall than your services. for these subscriptions, your service can cost more without bringing much to the table

i also dont feel any inconvenience to use my sock-drawered card on purchases. they are in my apple wallet all the time, so i will just use them whenever the opportunity arises, which is when i have a very small transaction, e.g. when i get a drink, a loaf of bread, ice cream, a gum, parking, etc. so i do think im better off than paying you $0.6 or $1

im not saying your idea cant work, but i feel the pricing is a potential problem. fortunately, it seems this is a very low cost venture, so it is worth a shot. i am concerned about what banks think about such transactions though
Got it, makes sense.

The truth is that if it works for you, I'll be the last person to try to convince you to use Credicated instead.

Just I know that for me, and for many others, it's just too big of a headache to remember to constantly use all their cards on a regular basis. Those are the people I'm targeting.

There is also the 59¢ MULTI Plan which is great for hitting for example - 15 transactions on the previously mentioned On Path 7% APY account. Try getting 15 transactions / month on bread and ice cream!

The concern about the bank is a concern of mine too.
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