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Old Sep 30, 2025 | 9:54 am
  #5  
creditsam
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Join Date: Dec 2024
Posts: 14
Originally Posted by Caspavio
for a $10 transaction, i may lose out on about 30 points (3x), which if valued at 1.5cpp is only $0.45. this is less than the $0.6 that you are charging, so one will be better off putting <$10 spend on the cards that need spend than pay you. note that $0.45 is likely an overestimation, as you can divert spend with smaller multiplier than 3x and we have not factored in the points that we would still earn

what is the merchant code? will it cause any issues?
Thx for that.
Assuming I understand ur post correctly....

I'm not targeting users who would rather spend $10 for goods or services that they actually need, on every single one of their cards, on a regular basis.
If that works for u, it's def a better option.

Credicated is for ppl who don't want that headache, and would rather it be automated for them so they can keep their sock drawer cards active with a set & forget service.
The cost would be minimal bec of the low price plans.

Again, maybe I'm misunderstanding you...?
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