Been seeing a lot of this terminal in the Okanagan, BC. Easy enough to opt out, but I'd be curious to know how they're calculating 4.99% because the markup has been closer to 7.9-8% over the XE rate and what has posted at Chase.

Below was an Android smartphone/Google Pay contactless payment; at the same place another FTer paid with Apple Pay/MC and was not offered DCC (and was processed in CAD)