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Thread: Chase United Club VISA Infinite Card ($695 annual fee, March 2025)
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Old Sep 23, 2025 | 8:47 pm
  #73  
Dr Jabadski
2M
50 Countries Visited
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15 Years on Site
 
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold 1.2MM (BIS), AA LT Plat (SUBs, BD/Bask), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 4,557
Originally Posted by navatwal
… Personal UA club card for 5 years, recently applied for Club Business, plan is to cancel personal card….
More aggressive (application) strategy, perhaps if SUBs are a significant consideration, could consider alternately “churning” the 2 cards (Club and Club Biz) every 25-27 months. Only 1 AF per card, to me that AF is justified by the SUB.

That strategy has worked well for me for 5 years with cards and SUBs as follows:

Club: 9/20 - 10/21
Club Biz: 11/21 - 2/23
Club: 3/23 - 4/24
Club Biz: 4/24 - 5/25
Club: 5/25 - ???

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