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Thread: Chase United Club VISA Infinite Card ($695 annual fee, March 2025)
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Old Sep 22, 2025 | 10:12 pm
  #72  
arshi007
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Join Date: Dec 2015
Location: Rockies
Programs: UA Platinum, HHonors Diamond, Bonvoy occasionally Bonvoyed Mostly
Posts: 488
Originally Posted by navatwal
I have had the. Personal UA club card for 5 years, recently applied for Club Business, plan is to cancel personal card.

how do the benefits compare between the two? Which is the. Pre rewarding for UA spend?
Here are some key differences between the two
  1. The Personal one gives bonus PQP (1500 each year) while the Business version does not (beyond any signup bonus PQP)
  2. The Personal one is a Visa Infinite card vs the Business version is the Visa Signature card - for the most part this may not make much difference except for certain Infinite benefits
  3. The Personal only earns 1x on general purchases while the Business earns 1.5x on general purchases
  4. The Personal provides a 10k award discount after spending 20k on the card while the Business version has no such discount
  5. The Business version provides $50 credit for United farelock purchases but the Personal doesn't

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