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Thread: US Bank Smartly Visa, 2-4% cashback on everything.
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Old Sep 21, 2025 | 3:33 pm
  #150  
ffI
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Originally Posted by BostonAndy
Just so people are aware -- the $10K limit accounting seems to start on your last statement date -- not on 9/15. So the large tax payments that I made early in my Statement Period (to get 4% on them) have now used up all my 4% purchases until the next statement date. 'Everyday' purchases on 9/16 got only 2%.
Same story here. One of my charges was pending over the weekend and cleared on the 16th - only 2% rewards.
At first I thought this was due to being considered a business charge - not covered for bonus
- then I realized that it was due to 10k cap, which I had blown through earlier
Still the 8 months were good while they lasted.
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