Atmos™ Rewards Cardholder Benefits Status Points • Earn 1 Status Point for every $2 spent on Net Purchases (exclusive of any fees, such as the annual fee) that post to the Card in a calendar year. Returns, credits and adjustments to this Card will be deducted from purchases, even if this Card was not the original payment method. Cash Advances and Balance Transfers are not considered purchases and do not apply for purposes of this benefit. • Status Points are calculated at the beginning of the month for the prior months posted Net Purchases and will be posted to the Atmos™ Rewards account within 4-6 weeks. • To qualify for this benefit, your Card account must be open with active charging privileges. • Status Points will not appear on your Card statement. • Status Points are non-redeemable and cannot be used toward award travel. • Elite status is valid for the remainder of the calendar year in which it is earned, plus the following calendar year. • The Status Points program is owned and operated by Atmos™ Rewards. Bank of America is not responsible for fulfillment of this Status Point offer and posting of Points directly to your Atmos™ Rewards account.