FlyerTalk Forums - View Single Post - AMEX (USA) personal Platinum refresh, $895 fee, September 2025.
Old Sep 18, 2025 | 1:55 pm
  #81  
friedablass
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Originally Posted by ebusch
https://www.americanexpress.com/en-u...-hotel-credit/
  • You can use Membership Rewards Pay with Points for all or part of your eligible prepaid hotel booking. However, you can only earn the $600 Hotel Credit for charges that are charged to your eligible Platinum Card, if you have not already earned the credit for the year. Any portion of your booking covered using Pay with Points does not qualify to receive up to $300 back semi-annually.
Basically you'd need to have at least $300 of the booking charged to the card to get the full benefit.
There was an Amex offer this year where you received $250 back on any $2500 airfare purchase booked either direct with an airline or on Amex Travel. I had it saved to a Biz Plat card and when I booked airfare using PWPs covering the complete ticket cost, I noticed that I still got that $250 credit even though the terms of this offer stated exactly the same as you quoted above for the FHR booking. As we all know, what it says in Amex terms does not always correspond to what reality turns out to be.

I never tried booking an FHR stay fully on points to see if it will still trigger the credit anyway because I find it to be a poor value of points at only 1 cpp redemption so therefore I would charge $200 to my card and have the remainder covered with points (poor value not-withstanding ), but I still think it's possible the credit would be triggered when covered fully with points.

There's also a possibility of claw backs down the line for any credits received that are outside of Amex terms.
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