Originally Posted by
beachfan
Anyone else struggling on whether to pay the AF while your account is frozen?
luckily, I got SUB, Splurge credit and hotel credit already. But still unhappy that I have to pay AF for card that’s frozen indefinitely,
if I thought it would not be an issue in the future with Citi, I’d just cancel the card.
im not sure what is the struggle here. you have already gotten most of the year 1 benefits. cse’s multipliers isnt great, so little loss putting spend on another card for a month or two. and it is also looking like the issue will be resolved before 2026, so doesnt affect the utilisation of year 2 benefits