CSR would be me buying a lot of things I won't use (I hardly ever use rideshare apps, doordash, stubhub, apple stuff, or care about domestic airport lounges anymore which I could only get limited use out of based on my flying habits). So, it's a total no-go for me. The only great value I get from any chase UR is a transfer to Hyatt anyways, so I don't bother using my UR earning Chase card at all.

I used the Chase Hyatt on all my hyatt purchases (4x), dining (2x), and often for lots of other things (sometimes everything not getting a sizeable bonus on something else). I can't get points quickly enough to redeem at less than 2 cents per point on stays I want to make as is. The extra night earning (2 nights per 5K in spend) comes to about 30K points in 70/80/90 night bonus levels I wouldn't otherwise and looks like this year will make me able to land at about 100 nights (which means a free cat 1-7 too).

As for sign on bonuses -- I don't care to churn much, but when I do, yeah, there are going to be better things that Chase WOH anyways. Which is kind of nice for me, since churning cards you put autopay and everyday stuff on is logistically time consuming (to disconnect, zero balance close, re apply, reconnect autopays, etc).